My New Year Resolutions

I usually never make these because I usually am never disciplined enough to follow through.  However, this year I've decided that I will try my hardest to stick to it.  So here goes.

1. Track our spending.
2. Cut expenses!
3. Install Quicken into our PC laptop that my mother in law gave me.  We are a MAC family so this laptop is strictly for our financial lives.
4. Catch up on our mortgage.
5. Reduce debt by at least $2,400 considering we cut our expenses by $200 a month.
6. Keep my checkbook registar updated by making an appointment do this every week on my blackberry.
7. Pay our bills immediately.  I hate, hate paying bills and will put it off until they are late or past due.  I'm trying to do this immediately upon receiving.
8. Get our home office organized and all of our bills filed and the area clutter free. 
9. Make better choices regarding my health - join a gym and learn to enjoy working out. 
10. Learn how to say, "no".  We have a lot of friends (for which I'm grateful) but this also means lots of invitations to go out to eat, party, etc.  This year, I want to say no and be very selective as to when we go out and spend money.

I decided to keep it at 10 as it seems reasonable.  We're on day 19 of the new year and so far I have managed to track all of our spending via an excel spreadsheet.  As of yesterday, I've installed Quicken and am ready to use this awesome tool. 

Have a blessed day!