Hello!

Hello!  I've thought about starting a blog for a while but was scared to share financial aspects of my life.  As part of my New Year's Resolution, I finally decided to take the plunge and start one.

I live in Seattle and am married with small children.  Between my husband and I we now make 6 figures but we hardly have anything in savings.  My hope is that blogging about it will help me let out my frustrations, share my success and along the way get caught up on our bills and become debt free.

Our finances are a horrible mess right now, we have a ton of credit card debt and are also 6 months behind on our mortgage.  My husband and I both lost our jobs last year and weren't working for 6 months.  We are (thankfully!) employed now.  We decided to take out money from our 401(k) to get caught up on our mortgage. I know everyone is screaming, "WHY DID YOU DO THAT?"  My husband and I are relatively young still (late twenties) and feel we can still have a good size retirement.  Once we right our situation, we'll contribute a lot more.

To add to the stress, our home office is a complete mess.  There are piles and piles of mail that I haven't had the heart to go through yet.  I know I have to face it soon.  I've just recently started tracking  our spending and it's not pretty!  My DH (dear husband) and I really need to get it together and cut our going out to eat and entertainment a lot.

Anyhow, I hope you stay around to read what I have to say.  Cheers!